First-Time Buyer Program
First-Time Buyer Program at Bella Nissan of Pittsfield
Are you ready to drive your first Nissan? At Bella Nissan of Pittsfield, we make it easy for first-time buyers and recent graduates to get behind the wheel of a brand-new Nissan with confidence. Our NMAC First-Time Buyer Program is designed for customers with limited credit history, providing competitive financing options and flexible terms to help you start your journey on the road.
Who Qualifies for the First-Time Buyer Program?
The program is tailored for customers purchasing or leasing their first Nissan vehicle. Whether you’re a college graduate, young professional, or someone starting their financial journey, this program can help you secure financing even with limited credit history.
Eligibility Requirements:
Minimum of three tradelines (excluding authorized accounts, deferred student loans, and utility reporting)
FICO score of 660 or higher
Maximum payment-to-income ratio of 12%
No active bankruptcy
Standard NMAC guidelines for total loan-to-value (LTV) and back-end products apply
Eligible customers in credit tiers 6–9 can enjoy a Tier 5 rate, while Tier 1–5 customers are booked at their tier score.
Eligible Nissan Models
The First-Time Buyer Program applies to all new Nissan models, including favorites like the Nissan Rogue, Nissan Altima, Nissan Murano, Nissan Frontier, and more. Please note that used and certified pre-owned vehicles are not eligible.
Graduate Offer – Special Financing for College Graduates
Bella Nissan of Pittsfield proudly offers a Graduate Offer as part of the First-Time Buyer Program. If you’ve recently earned your degree from Berkshire Community College, UMass Amherst, Springfield College, or another nearby school, this offer provides special APR rates, flexible financing, and easier approval, making it the perfect way to celebrate your achievement and gain independence on the road.
Financing Options
The First-Time Buyer Program includes a variety of financing solutions to suit your needs:
NMAC Special & Dealer Choice APR
Standard APR financing
Special & Standard Lease options
Our Finance Team at Bella Nissan of Pittsfield will guide you through the process, help you understand your options, and find a solution that fits your budget.
Why Choose Bella Nissan of Pittsfield?
As a trusted Nissan dealer in Pittsfield, we are committed to helping first-time buyers and recent graduates drive off in their perfect Nissan. From affordable financing to expert guidance, we make the car-buying experience simple, transparent, and tailored to your needs.
Visit Bella Nissan of Pittsfield today to learn more about the First-Time Buyer Program and Graduate Offer. Your first Nissan is waiting!
